Major 2026 Money Changes
Achieving Financial Independence is a journey built on smart, proactive planning, and the changes coming in 2026 are simply too critical to ignore. I created a video that breaks down the key legislative and IRS changes that could directly impact your savings, tax bill, and ultimately, your timeline to financial freedom.
You’ll learn how the new inflation-adjusted tax brackets and specific, temporary deductions could mean more money staying in your pocket, and exactly how to adjust your saving strategy to take advantage of the new, higher retirement contribution limits—giving your nest egg more room to grow tax-advantaged. Missing this information could mean leaving money on the table or making a contribution mistake that costs you down the line.
The stakes are higher than ever because of two major "game-changers." First, I dive deep into the Mandatory Roth Catch-Up rule from the SECURE 2.0 Act, which forces a massive shift for high-earners aged 50 and older—you must know if this applies to you and how to adjust your tax planning.
Second, I address the critical potential headwind of expiring ACA Premium Tax Credits that could cause a significant spike in monthly healthcare premiums, a massive hidden risk for anyone planning an early retirement.
Don’t wait for these changes to hit your budget. Watch the video to get the complete breakdown, understand the necessary Action Items, and get the free guide (below) so you can stay ahead of the curve and accelerate your path to Financial Independence.
2026 Financial Game Changers
The OBBBA introduced major tax and planning changes, and many could impact you and your financial plan. To help make sense of it all, I’ve put together this guide to break things down and highlight what to pay attention to.
FREE GUIDE
2026 Financial Game Changers
Closing Out 2025
As the year comes to a close, I want to thank you all for your continued readership and engagement. Your comments, shares, and enthusiasm are what truly fuel this blog and encourage me to keep diving into these complex topics. I am genuinely grateful for every one of you who follows along on this journey to Financial Independence. I want to extend my warmest wishes to you and your families for a joyful holiday season and eagerly anticipate reconnecting in the new year to share more essential financial insights.
~Alex
Whenever you’re ready, there are 3 ways I can help you!
1. Join the Academy : Ready to take control of your money, but not sure where to start? Lake Avenue Academy offers expert guidance, online courses, a supportive community, practical financial tools, and live workshops – all designed by Alex Chalekian, to empower your financial journey.
2. Book a 1-on-1 Meeting: Whether you're just getting started or further along on your financial journey and have a few questions, let’s talk.
3. Lake Avenue Financial: If you’re looking for financial planners who can simplify, educate and relieve the stress caused by money decisions, we’re here to help!